Protecting Families And Individuals Since 1996

Can job loss alter support payments?

Losing your job can significantly impact your financial obligations, especially concerning support payments like alimony and child support. In New Jersey, such circumstances may allow for modifications to these payments, but they aren’t automatic and require court approval.

Child support obligations amid unemployment

Child support aims to provide for the child’s needs, and obligations remain until the court approves a modification. If you lose your job, you must file a motion to modify child support, demonstrating a significant change in circumstances

Courts will assess the duration of unemployment, as temporary job loss may not qualify for modification. They will also look at the reason for job loss, as voluntary unemployment or termination due to misconduct may not justify a modification. Active job search efforts are essential to proving your case.

Failure to pay court-ordered child support without a modification can lead to penalties, including wage garnishment, license suspension, or even arrest warrants. Courts take child support obligations seriously, and you must follow legal procedures to request any changes.

Understanding alimony modifications after job loss

Alimony, or spousal support, is designed to help a lower-earning spouse maintain a standard of living post-divorce. If you lose your job, you must continue making alimony payments until a court modifies the order. 

To seek a modification, you must demonstrate a substantial change in circumstances. New Jersey law mandates a 90-day waiting period after job loss before filing for an alimony modification. During this time, courts expect you to actively seek new employment.

When considering a modification request, courts evaluate several factors. They examine the reason for job loss—whether it was voluntary or due to misconduct—and your efforts to find new employment. If you have health issues that prevent you from working, that may also play a role. Additionally, courts assess the financial status of the recipient to determine if their situation has changed.

Steps to seek modification

If you need to modify support payments, you must follow the proper steps. First, file a formal motion with the court detailing your change in circumstances. Provide evidence of your job loss and efforts to find new employment. Attend a hearing where a judge will evaluate your request. Until the court approves a modification, you must continue making your support payments to avoid legal repercussions.